Frequently Asked Questions

Please reach us at admin@theloanspecialist.sg if you cannot find an answer to your question.

Do you charge a fee?

No, our loan consultation services are free of charge!

When will interest rates go down?

We don't have a crystal ball that tells us the future, but we will do our best to recommend the best package that suits you at every point!

What is in for me?

We give unbiased views and advice with regards to your situation and of course free coffee should you choose to meet us face to face!

Why is an IPA important?

IPA gives you a sensing of your affordability which will allow you to plan your budget and finances when purchasing your new home!

Why can't I just go to the bank?

You can approach the banks on your own. It's just that at Loan Specialist, we do the heavy lifting for you!

Can I go through my agent for loan instead?

Sure, but we would rather you recommend your agent to us so that we can work with him in this area while he focus in your home matters!